You can now get the underwriting capacity you need, for that surge of simplified issue applications to the more complex medical and/or financial apps.  Experience shows that insurance companies get 80% of their applications within a defined range of complexity for which they are staffed to handle this volume cost-effecively.  The remaining 20% includes:

• Those straight decision applications, for which you may find your underwriters overqualified or therefore less than cost effective; and
• That application of seven or eight figure face amount or the one with the highly complex or extensive medical history that may challenge your staff's underwriting capacity​

​Your alternative to hiring additional underwriters is customized underwriting on demand, the cost-effective solution provided by On The Right Thing to suit your life, health and disability needs.​

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Our Underwriting Services
Life• Health • Disability • Special Risks • Audits • Quality Control

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Other OTRT Services​

• Inspection reports
• Doctor to Doctor interview with attending physicians
• ​Obtention of foreign medical records
• Medical records transcription and translation
• Underwriting consulting for product design and implementation
• Claim investigation
• Actuarial services
• Training
• MIB audits
• Compliance

On The Right Thing Advantage

• On The Right Thing provides customized underwriting on demand to handle temporary or unexpected overflows and backlogs, without the need to hiring temporary underwriters, or paying overtime.
• On The Right Thing provides quality underwriting at the best cost.
• With customized underwriting on demand no talent is underutilized, you pay the right cost for the required capacity and experience. This is the affordable solution for your Staff to meet its underwriting needs.
• With customized underwriting on demand there are no contracts or further obligations.  No minimum/no maximum applications per month. 
  ​You only pay for services received.
• With customized underwriting on demand you save up to 40% of traditional in-house underwriting cost.

M I S S I O N   S T A T E M E N T

It is our mission to contribute to our clientele success with consistent, timely and properly supported risk classification, providing the professional resources for their ever changing underwriting needs on the right time at the right cost.

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