Life Insurance Underwriting
Our team of underwriters evaluates life insurance applications using company underwriting guidelines, practices, manuals and other medical and non-medical resources to accept, decline or otherwise classify risk consistent with pricing assumptions; ON THE RIGHT THING High-End Wealth Management Unit has an extensive experience with domestic and international high net worth clients seeking life insurance for estate or wealth management. We will review all your new business, underwriting mail, and referrals within the best quality and productivity standards.
We facilitate the reinsurance of both, automatic and facultative cases, as required; also request requirements, organize and manage the underwriting information in your client files, clearly documenting actions and decisions. We perform or facilitate the reporting of cases to the Medical Information Bureau (MIB) and your reinsurers. When you outsource your underwriting operations to us, we usually remain invisible; however, if your company’s needs are different, we will also interface with the field force, effectively communicating case status to your producers and applicants; we’ll also handle your communications with medical examiners and other insurance companies during the evaluation of an application, and communicate adverse decisions as required by state laws.
Our full time Medical Directors on premises allow us to offer a 72 hour turn-around-time even for the most complex medical cases. Let your company experience ON THE RIGHT THING services to fulfill your needs for individual or group underwriting evaluation.
We facilitate the reinsurance of both, automatic and facultative cases, as required; also request requirements, organize and manage the underwriting information in your client files, clearly documenting actions and decisions. We perform or facilitate the reporting of cases to the Medical Information Bureau (MIB) and your reinsurers. When you outsource your underwriting operations to us, we usually remain invisible; however, if your company’s needs are different, we will also interface with the field force, effectively communicating case status to your producers and applicants; we’ll also handle your communications with medical examiners and other insurance companies during the evaluation of an application, and communicate adverse decisions as required by state laws.
Our full time Medical Directors on premises allow us to offer a 72 hour turn-around-time even for the most complex medical cases. Let your company experience ON THE RIGHT THING services to fulfill your needs for individual or group underwriting evaluation.