Special Risks Underwriting

​Our team of underwriters evaluates all types of Special Risk, Life and Accident & Health Insurance formal and trial applications for Jumbo and Senior Age Cases using company underwriting guidelines, practices, manuals and other medical and non-medical resources to classify risks from Super Preferred to Highly Substandard consistent with pricing assumptions; ON THE RIGHT THING underwriters are continuously supported by our full time Medical Directors and actuaries on premises to objectively assess and classify special risks and people with pre-existing medical conditions typically not covered by the leading insurance companies.